CambioAccountThe multi-currency account with your company's brand
Your customers receive, send and convert in fiat and stablecoins, in the US and 150+ countries. The whole operation, licenses and compliance handled by CambioReal. True white-label.
Your company's logo and name go here.
The whole platform with your company's identity
The global bank your brand doesn't have yet
Access to international markets
Your customers transact in fiat and stablecoins, convert currencies and pay in the US and 150+ countries, all in one place.
Portfolio growth, new revenue
Diversify your offering with a complete financial product, without building infrastructure, licenses or compliance.
Loyalty through experience
A smooth, secure international banking experience that looks like your company. Customers stay where they're well served.
Everything a global account needs, ready out of the box
Multi-currency named account
Balances in USD, BRL and stablecoins (USDC and USDT), in the same account.
Global payments
International pay-ins (deposits) and payouts (transfers) right on the platform.
Web and API
A ready-made web version and API integration to automate recurring and high-volume payments.
Real fraud prevention
3D Secure, tokenization and machine learning protecting every transaction.
Routing and Account Number
Receive and pay via ACH, Wire and FedNow, just like a US account.
Unified onboarding
For US and foreign companies, in a single flow.
Real-time FX, 24/7
Automatic currency conversion with live rates and a transparent fee.
Account manager
Dedicated technical support and a real human looking after your operation.
Simple on the outside, complete on the inside
Deposit
Pix, ACH, Fedwire, SWIFT or stablecoins (USDT and USDC). The customer chooses, the money comes in.
Send
Send in USDT, the recipient gets USD. Rate locked on screen, with purpose and documents in the same flow.
Convert
A currency converter with real-time rates, right inside the account.
Control
Full statement, wallet whitelist for trusted addresses and a history of every transaction.
Fiat and stablecoins, side by side
Built for companies that have customers and want to be their bank
Fintechs and neobanks
Launch the international account your app is missing, without becoming a licensed institution in the US.
Exchange banks
Offer multi-currency accounts to your direct customers, with your brand up front.
Platforms and marketplaces
Give your users global accounts and keep the money moving inside your ecosystem.
Companies with global customers
Serve individuals and businesses with your own international banking experience.
The license is ours, the brand is yours
FinCEN and state licenses
A Money Services Business registered with FinCEN since 2004, with licenses from state banking departments in the US.
AML and KYC on both ends
Compliance with US and Brazilian regulations, with our own compliance, FX and operations structure.
Protection on every transaction
3D Secure, tokenization, machine learning fraud prevention and a wallet whitelist for trusted addresses.
A global banking experience, with your brand
Tell us about your operation and get a tailored proposal to offer CambioAccount to your customers.
Talk to a specialistBefore you launch
What is a white-label account?
It's CambioReal's digital account running with YOUR company's visual identity. Your customers see your brand; the infrastructure, licenses and compliance are ours.
Which currencies can my customers use?
Balances in USD, BRL and stablecoins (USDT and USDC), with EUR, GBP, CNY and other currencies available on demand. Conversion between them at real-time rates, 24/7.
Can my customers be individuals and businesses?
Yes. The account serves individuals and businesses, with unified onboarding for US and foreign companies.
How does the integration work?
Two paths: the ready-made web version with your brand, or API integration to automate collections, payouts and high-volume payments.
How does money come in and go out?
Deposits and withdrawals via Pix, ACH, Fedwire, SWIFT or stablecoins. The account has its own Routing and Account Number, just like a US account.
How much does it cost?
The model depends on volume and the partnership format. Talk to a specialist and get a tailored proposal.